Fifth Third Bank Cash Rewards MasterCard®

Fifth Third Cash Rewards
No special merchants to remember, no point tiers to track. Just use your Fifth Third Bank Cash Rewards MasterCard® anywhere MasterCard is accepted, and you'll be able to get cash back before you know it. You can use that cash for such simple pleasures as a night out at the movies, taking the family out to eat, or the satisfaction of paying down a loan.

  • Earn 2% cash reward for every $1 spent on Everyday Spend Bonus1 categories – gas, grocery and discount store purchases2 – up to $1,500 each calendar quarter
  • Earn 1% cash back for every $1 spent on all other purchases2
  • Redeem $50 Reward check for every $5,000 in purchases2
  • Simply log in to Internet Banking on and click on the Real Life Rewards link to manage your points and redeem for rewards.

Just look at how easy earning rewards can be:

Expense Category Monthly Amount Spent Annual Amount Cash Reward Earned
Gas Stations, Grocery, and Discount Stores $400 $4,800 $96
Everywhere Else $400 $4,800 $48
Total $800 $9,600 $144

This is a sample purchase and rewards matrix only.



1Your Cash Rewards account will earn 2% cash reward for every $1 on Everyday Spend Bonus** purchases on up to $1,500.00 of eligible Everyday Spend Bonus** each calendar quarter. Earn 1% cash reward on Everyday Spend Bonus** purchases each calendar quarter over $1,500.00 Eligible Everyday Spend Bonus** purchases will be determined by merchant identified MCC codes. Fifth Third Bank does not determine whether merchants correctly identify and bill transactions as being made at gas stations, grocery stores, or discount stores. **Everyday Spend Bonus MCC codes for gas are 5541 and 5542, grocery is 5411 and discount stores is 5310.

2Purchases are defined as the dollar value of goods and services purchased with the card, minus any credits, returns or other adjustments as reflected on the monthly statements. Purchases do not include annual fees, late payment fees, over-limit fees, insurance charges, card-related service charges, Finance Charges, or other fees and/or unauthorized charges. Purchases also do not include Cash Advances, PIN-based transactions, Ready Reserve transactions, balance transfers, Convenience Checks, person-to-person money transfers, quasi-cash transactions (including the purchase of traveler's checks, foreign currency, or money orders), truck stop transactions, gaming transactions or currency purchases.